Simple Overview of Workers’ Compensation
Workers' compensation is a no-fault program, meaning that the employee is entitled to benefits — even if the employee was responsible for his or her own injury.
What matters is that the injury happened while on the job.
You could get hurt by:
One event at work.
For example: hurting your back in a fall, getting burned by a chemical that splashes on your skin, getting hurt in a car accident while making deliveries.
Repeated exposures at work.
For example: hurting your wrist from doing the same motion over and over or losing your hearing because of constant loud noise.
Basic Types of Workers’ Compensation Benefits
Medical Treatment: Paid for by your employer, to help you recover from an injury or illness caused by work, including doctor visits and other treatment services, tests, medicines, equipment, and travel costs reasonably necessary to treat your injury.
Temporary Disability Benefits: Payments if you lose wages because your injury prevents you from doing your usual job while recovering.
Permanent Disability Benefits: Payments if you do not recover completely.
Supplemental Job Displacement Benefits (if your date of injury is in 2004 or later): Vouchers to help pay for retraining or skill enhancement if you don't recover completely and don’t return to work for your employer.
Death Benefits: Payments to your spouse, children or other dependents if you die from a job injury or illness.
Mileage Reimbursement: Calculate mileage and expense totals related to medical treatment by using this form.
Any person who makes or causes to be made any knowingly false or fraudulent material statement or material representation for the purpose of obtaining or denying workers’ compensation benefits or payments is guilty of a felony.
Cualquier persona que a sabiendas haga o cause que se produzca cualquier declaración o representación material falsa o fraudulenta con el fin de obtener o negar los beneficios o pagos de compensación al trabajador será considerado culpable de un delito grave.